Specialty/Other Insurance
Insurance for your restored or
collectible car, boat, or motorcycle through one
of our specialty carriers. Underwritten by companies
like Chubb and Great American, these policies are
tailored for the unique risk that they represent.
These types of policies typically
offer collision and comprehensive damage coverage
at agreed value. Most personal auto policies offer
actual cash value settlements, which sets a value
for your car based on current market conditions and
subtracts a certain amount for depreciation. With
agreed value, the value of your vehicle is agreed
in advance.
Policy restrictions include but
are not limited to:
- yearly mileage restrictions
- years of driving experience
- must be garaged when not in
use
- special events, parades, shows
- vehicle must be in excellent
condition
An antique auto or motorcycle policy
is appropriate for households with at least 1 car
per driver for "everyday" use, who exhibit
great care in their restored vehicle, and have good
driving histories. Please contact us to see if your
auto qualifies for this type of program. Eligible
classes may include:
- Cars manufactured at least 15
years ago of a collectible nature
- Exotic vehicles ie: Lotus, Porsche,
Maserati, Ferrari, Corvette
- Modified autos
- Antique autos
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